May Dick of the Month: Yiqiang Wu

Earlier this month we had Veteran’s Day (shut up, I told you I’m behind on the DotM posts) and it just so happens that April’s Dick of the Month probably doesn’t celebrate Veteran’s Day.

On April 11th, exactly 7 months before Veteran’s Day a certain New Yorker, Yiqiang Wu was standing in line behind an unnamed U.S. Army Captain in a Walmart in Albany, NY.  That Army officer was Captain Andrew McClure, a 14-year veteran who served in Iraq.

Captain McClure was checking out and Wu muttered something, Capt. McClure looked at him and asked him if he was talking to the soldier or not, Wu responded by flipping him the bird, when the Captain found it odd he asked if the middle finger display was for him, or someone else.  Wu took this as an opportunity to began yelling insults at the Captain for being a soldier and screamed a few more derisive comments about the U.S. and soldiers in general.  He called “American Scum” and told McClure, “Fuck you, fuck your nation.”

Capt. McClure said, “If you don’t like it here, you can always go home,” and then walked away.  Wu then proceeded to chase after the Captain and punch him repeatedly in the face.

The Captain took the defensive and protected himself without counterattacking Wu and as a result sustained a cut above the eye which was treated by paramedics on the scene and afterward the Captain went home.  Wu, on the other hand, went to jail; where he belongs.

Captain McClure was asked why he didn’t fight back and he said, “I had the presence of mind to know that we’re on camera.”

Security footage seems to show Yiqiang Wu (left) assaulting a man in Army fatigues (right) near the checkout area of an Albany  Walmart store.

Welcome t’ Walmart, get yer shit and get punched in th’ face!

Unfortunately for McClure’s assailant, Wu didn’t seem to have the same presence of mind.  McClure continued, “I’m in uniform and I have to conduct myself as a professional and not do anything that would tarnish or embarrass the unit or the uniform.”

Well, getting your face smashed in by an unarmed Chinese* guy is tarnishing the unit and the uniform a bit, I suppose his restraint is admirable.

Wu was charged with 3rd degree assault and the charge will stand as a hate crime, too.  Wu claims he’s schizophrenic and that’s what caused everything, but that he’s not actually anti-American.

Well Mr. Wu, for assaulting a uniformed Veteran for no discernible reason, you are May’s Dick of the Month.

~RCS

*Disclaimer: No matter how much I look I can’t find any information about Wu’s citizenship, but given his comments I can guess he’s not a citizen, and Yiqiang is a Chinese name.  Hence my assumption that he is Chinese, I’m not just blankly assuming because he’s Asian-looking.

Carrying Cash

Today’s topic is about carrying cash with you.  I used to carry large sums of money with me, back when I was in High School.  I regularly carried $200-300 in my wallet.  Why?  Because it was a 30-minute drive to the nearest ATM and I didn’t own a car.  So if we only went in town once a month, that $300 was my spending money for an entire month, maybe longer.

Once I got out into the world and found out that real civilizations have card readers that allow you to pay with credit and debit cards, I stopped carrying that much cash.  I went down to about $100 and paid for a lot of stuff with my Debit Card.

Then once I got a credit card with rewards points, I almost totally stopped carrying cash.  I usually carry three or four dollars in one for use in vending machines while I’m on the job, or I’ll stop by the local Walmart that has a change machine and break some fives into quarters.

It’s amazing how much that kind of stuff can change.  I used to use nothing but cash, that way I couldn’t go into debt.  Then I used almost nothing but my Debit Card so that I could always keep track of my finances.

Now I use a credit card to save money!

I know that sounds strange, given the rampant credit card debt in this country, but hear me out and it makes sense.

I get rewards points, which I can cash in for gift cards, plane tickets, hotel stays, etc. for every dollar I spend with the card.  Some things are even double or triple rewards.  So I use the card for all of my normal purchases, but I don’t go racing out and buy a bunch of crap I don’t need.

At the end of the month, I pay the card off in full.  This means I don’t pay any interest, so the high rate on the card (24.99%, geez!) doesn’t affect me.  And, as a matter of fact, I actually make money.  How so, you ask?

Think about it…if I have a thousand dollars in the bank and I spend ten dollars a day, that means by the end of the day I’ve spent $300.  So if I get paid 1% in interest per month on my saving account (haha, I wish!) then the average amount of my checking account will be much less than if I put all my debt on the credit card and waited until after I got my savings account interest to pay it off.  Instead of getting 1% of $700 (actually $878, if you do the math), I get 1% of $1,000.  So instead of making $8.78 in interest, I make 10.

I don’t pay any interest, but I do get paid interest.  It might not be much…but making money is better than losing money.

Not to mention all the security protections that credit cards offer, that makes it an even better plan.  Unfortunately not many people can restrain themselves from running out and maxing out a brand new credit card as soon as it comes in the mail.  If you are one of said people, don’t try this plan.

~RCS

Free lessons in Dickjutsu by e-maill. Or if you don't get the joke, it's the subscription button.